TransUnion

• Transunion
• TransUnion
• Trans Union
• Transunion.com

TransUnion is an internationally renowned consumer credit reporting agency that services over one billion individuals across thirty countries. Headquartered in Chicago, Illinois, the company recorded a total revenue of $1.3 billion in 2014. It is one of the three largest credit agencies, alongside Experian and Equifax, and provides businesses and consumers with a wide array of services. For businesses, TransUnion’s trend data offering can help to predict consumer debt and repayment behavior. The company also offers consumers free yearly credit reports and other fraud protection products. TransUnion’s most recent venture, the AI-TLOxp product, utilizes advanced big data to better understand consumer behavior. TransUnion’s roots can be traced back to 1968 when it was initially established as a holding company for Union Tank Car Company. After acquiring Cook County’s Credit Bureau, TransUnion was purchased by The Marmon Group in 1981. The company was then acquired by Goldman Sachs Capital Partners and Advent International in 2010 and TLO in 2014. Finally, in 2015, TransUnion went public and is currently trading under the symbol TRU. TransUnion’s commitment to understanding consumer behavior and offering businesses the opportunity to better predict credit repayment and debt behavior has allowed them to remain competitive in the global economy. As the company continues to expand, it is sure to remain a key player in the consumer credit reporting industry. TransUnion, a leading provider of data and analytics, launched CreditVision in October 2013 with the SmartMove service to facilitate credit and background checks for landlords. In the same year, it acquired eScan Data Systems in Austin, Texas, to provide post-service eligibility determination support for hospitals and healthcare systems. This technology was integrated into the company’s ClearIQ platform, which tracks patients’ demographic and insurance-related information. In November 2013, TransUnion acquired TLO LLC to leverage data in support of its investigative and risk management tools. Its TLOxp technology aggregates data sets and uses a proprietary algorithm to uncover relationships between data. In 2014, a TransUnion analysis revealed that reporting rental payment information to credit bureaus could positively affect credit scores. As a result, the company initiated a service called ResidentCredit, which makes it easier for property owners to report data about their tenants on a monthly basis. These reports include the amount each tenant pays, the timeliness of their last payment, and any remaining balance the tenant currently owes. In 2015, TransUnion acquired Trustev, a digital verification company specializing in online fraud, for $21 million, minus debts. In 2017, the company acquired FactorTrust, a consumer reporting agency specializing in alternative credit data. In April 2018, it announced its intention to buy the UK-based CallCredit Information Group for $1.4 billion, subject to regulatory approval. Finally, on 1 December 2021, TransUnion completed the acquisition of Neustar. Overall, TransUnion has made considerable investments in technology and data to provide better services to its customers. The company’s SmartMove service provides credit and background checks for landlords, while its TLOxp technology aggregates data sets and uses a proprietary algorithm to uncover relationships between data. Moreover, its ResidentCredit service allows property owners to report data about their tenants on a monthly basis. Finally, its acquisitions of Trustev, FactorTrust, CallCredit Information Group, and Neustar have strengthened its capabilities in fraud prevention and alternative credit data. TransUnion offers a comprehensive credit monitoring and protection service for $29.95 per month. Through this service, you’ll receive access to your credit report and credit score at any time as well as email updates if there are any changes to your report. In addition, you’ll be instantly alerted if someone applies for credit in your name to stop any potential fraud before it can happen. Plus, you’ll get access to TransUnion’s online credit score simulator to see how various events and actions might affect your credit score. Furthermore, you’ll get personalized recommendations to improve your score through CreditCompass. On top of that, you can access free identity theft and credit monitoring through TrueIdentity, which includes up to $25,000 in identity theft insurance. To sign up for TransUnion, you’ll need to provide your personal information, create an account, and verify your identity. The customer service team is available 24/7 by phone at 833-395-6938 or via live chat Monday to Friday from 8 a.m. to 11 p.m. Eastern Time, and Saturday and Sunday from 8 a.m. to 5 p.m. Eastern Time. With this service, you can rest assured that your credit is in good hands.

Get together the following account information:

• First Name
• Last Name
• Social Security Number
• Date of Birth
• E-mail Address on account
• Password
• Notes
• Address 1
• Address 2
• City
• State/Province/Region
• ZIP/Postal Code
• Country (if outside USA)

Follow these steps:

1. In a browser, goto https://membership.tui.transunion.com/tucm/login.page?
2. Get logged in with email address and password
3. Pick the option labeled “Support” in the upper right hand corner
4. Pick the option labeled “Manage subscription”
5. Pick the option labeled the link to cancel your account
6. Pick the option labeled “Continue cancellation”
7. Be sure to keep the email and/or confirmation info about the cancellation

Follow these steps:

1. Contact customer service at 1-800-493-2392
2. In the phone system choose 1
3. Advise the rep that you need to cancel
4. Give the rep your account info
5. Request a refund, it never hurts to ask
6. Be sure to get a confirmation number or email for the cancellation
7. Be sure to keep the email and/or confirmation info about the cancellation

Follow these steps:

1. Contact customer service at 1-800-508-2597
2. Advise the rep that you need to cancel
3. Give the rep your account info
4. Request a refund, it never hurts to ask
5. Be sure to get a confirmation number or email for the cancellation
6. Be sure to keep the email and/or confirmation info about the cancellation