Experian

• Experian
• Credit Score
• CreditScore.com
• ProtectMyID by Experian
• CreditReport by Experian

Experian is a multinational data analytics and consumer credit reporting company based in the United States and Ireland. It is a component of the FTSE 100 Index and is traded on the London Stock Exchange. Experian collects and aggregates information on over 1 billion people and businesses, including 235 million individual US consumers and over 25 million US businesses. Along with TransUnion and Equifax, it is one of the “Big Three” credit-reporting agencies. Experian sells decision analytic and marketing assistance to businesses in addition to credit services, such as individual fingerprinting and targeting. Its consumer services include online access to credit history and fraud and identity theft protection products. The company, like all credit reporting agencies, is required by US law to provide consumers with one free credit report per year. TRW Information Systems and Services Inc. arose from Credit Data Corporation, which was purchased by TRW Inc. in 1968 and renamed TRW Information Systems and Services Inc. TRW sold Experian to Bain Capital and Thomas H. Lee Partners in November 1996. Only one month later, the two companies sold Experian to The Great Universal Stores Limited in Manchester, England, a retail conglomerate with millions of credit card customers (later renamed GUS). GUS merged its own credit-information business, CCN, into Experian, which at the time was the largest credit-service company in the UK. Experian is a global leader in data analytics and consumer credit reporting. It provides businesses with decision analytic and marketing assistance, as well as credit services. Consumers are provided with online access to their credit history, as well as fraud and identity theft protection products. The company is headquartered in Dublin, Ireland, and operates in 37 countries. It employs approximately 17,000 people and reported $5.18 billion in revenue for the fiscal year ending March 2020. Experian is a USPS address validation partner, and it is one of the Big Three credit-reporting agencies. Its data accuracy rates are the highest in the industry and it provides insights into over 245 million credit-active consumers. It also offers access to alternative data, such as rental and utility payments. In 2017, one of the largest CRAs, Equifax Inc. (Equifax) announced that it had suffered a data breach that involved the PII of over 145 million people. At Experian DataLabs, a team of scientists is working to thwart bad actors. Experian provides a wide range of products and services that can help individuals protect their identity and monitor their credit. The Basic plan is free and includes access to an Experian credit report and FICO Score, Experian credit monitoring and alerts, FICO Score tracker, FICO Score monitoring, free dark web surveillance report, and free personal privacy scan. The Premium plan costs $24.99 per month and offers additional features such as Advanced identity theft monitoring, Monthly privacy scans & removal of personal info from people finder sites, 3-bureau credit monitoring and alerts, Dark web internet surveillance alerts, Financial account takeover alerts, Social Security number trace alerts, Change of address alerts, Court records and booking alerts, Non-credit loan alerts, Sex offender registry alerts, Social network monitoring alerts, Identity validation alerts, Experian CreditLock with alerts, Up to $1 million identity theft insurance, Dedicated fraud resolution support, Lost wallet assistance, 3-bureau credit report and FICO Scores – quarterly, Daily Experian FICO Scores, and FICO Score Tracker. The Family plan is $34.99 per month and includes all the features of the Premium plan plus Premium for 1 additional adult, Identity monitoring for up to 10 children, Monthly privacy scans & removal of personal info from people finder sites, 3-bureau credit monitoring and alerts, Dark web internet surveillance alerts, Financial account takeover alerts, Social Security number trace alerts, Change of address alerts, Court records and booking alerts, Non-credit loan alerts, Sex offender registry alerts, Social network monitoring alerts, Identity validation alerts, Experian CreditLock with alerts, Up to $1 million identity theft insurance, Dedicated fraud resolution support, Lost wallet assistance, Quarterly 3-bureau report & FICO Scores, Daily Experian Credit Report & FICO Scores, and FICO Score Tracker. Credit monitoring can help individuals spot inaccuracies in their credit reports that could be the result of identity theft, and can help them better prepare for any planned big purchases and avoid surprises when they go to apply for credit. Additionally, monitoring their credit can help them detect possible identity fraud sooner and prevent surprises when they apply for credit. The best way to monitor one’s credit is to check it once a year by requesting a copy of your Experian credit report from AnnualCreditReport.com, and Experian credit monitoring checks your Experian credit report daily and alerts you when there are any changes.

Get together the following account information:

• First Name
• Last Name
• Email address on the account
• Password
• Date of Birth
• Social Security Number
• The Security Question setup on your account
• The Answer to the Security Question setup on your account
• Address 1
• Address 2
• City
• State/Province/Region
• ZIP/Postal Code
• Country (if outside USA)

Follow these steps:

1. Contact customer service at 1-877-284-7942
2. Give the rep your account info
3. Advise the rep that you need to cancel
4. Request a refund, it never hurts to ask
5. Be sure to get a confirmation number or email for the cancellation
6. Be sure to keep the email and/or confirmation info about the cancellation

Follow these steps:

1. Compose an email requesting cancellation
2. Give the rep your account info
3. Address and send the email to [email protected]
4. Be sure to keep the email and/or confirmation info about the cancellation

Follow these steps:

1. In a browser, goto https://dc.experian.experiandirect.com/credit#/signin?bcd=SignedOut&mboxSession=1439392357136-837127
2. Get logged in with email address and password
3. Pick the option labeled your initials in the upper right hand corner of the page
4. Navigate down on the page to locate “My Membership”
5. Pick the option labeled “My Membership”
6. Navigate down on the page to locate “update online”
7. Pick the option labeled “update online”
8. Navigate down on the page to locate “Identity Works Basic $0.00/month”
9. Pick the option labeled “Identity Works Basic $0.00/month”
10. Pick the option labeled your reason for cancelling
11. Navigate down on the page to locate “Submit Secure Order”
12. Pick the option labeled “Submit Secure Order”
13. Be sure to keep the email and/or confirmation info about the cancellation