Nationwide SmartMiles is a car insurance option available in select states, though it is not offered in Alaska, Hawaii, Louisiana, North Carolina, New York, or Oklahoma. It is available in California. This program caters to individuals who drive less frequently by structuring premiums differently from traditional insurance. The cost structure of SmartMiles consists of a fixed monthly base premium and a variable portion that fluctuates based on the amount of driving done. Subscribers can either receive a small device from Nationwide that needs to be installed in their vehicle or use data from a connected car, specifically models from Ford and Lincoln manufactured in 2018 or later, to determine the variable premium component. To manage their policies and track driving behavior, users can log into an online portal. This portal provides access to details about driving data and the corresponding insurance charges. The data collected through either the device or the connected car directly impacts the variable part of the premium. SmartMiles covers vehicles manufactured after 1996, but certain vehicle types, including hybrids and diesel engines, might not be compatible with the tracking device. Despite the changes in premium calculation, the insurance coverage provided by SmartMiles is meant to be equivalent to that of standard Nationwide auto policies. For those enrolled in SmartMiles, the management of their account, including tracking driving behavior and making adjustments to their insurance, is conducted online. The tracking methods available either through a device or via data from an eligible connected vehicle affect how the variable premium is calculated each month. The coverage remains consistent with traditional Nationwide policies, though the premium is influenced by how much the vehicle is driven.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Contact customer service at 1-855-241-9720
Advise the rep that you need to cancel
Be sure to get a confirmation number or email for the cancellation
Make sure that you won’t be charged again
Be sure to keep the email and/or confirmation info about the cancellation
Web Form
Follow these steps:
In a browser, goto https://www.nationwide.com/personal/contact/online-form